YONO SBI is the digital banking platform by the State Bank of India (SBI) that makes banking as easy as a few taps on your phone! Whether you’re opening an account, checking your balance, or making transactions, YONO SBI has got you covered. SBI introduced the YONO app in 2017 to facilitate smooth banking activities directly from your smartphone. Accessible to users on both Android and iOS, YONO symbolizes “You Only Need One,” highlighting its comprehensive functionality.
In this guide, we’ll walk you through everything from registration and login to app download and customer care details.
What is YONO SBI?
A One-Stop Digital Banking Solution
YONO SBI (You Only Need One) is an all-in-one digital banking platform by SBI that offers banking, shopping, investments, and much more under one roof. With YONO, you can:
- Access your SBI account anytime, anywhere
- Perform seamless fund transfers
- Shop online with exclusive discounts
- Apply for loans and credit cards
- Invest in mutual funds and insurance
How to Download the YONO SBI App?
The YONO SBI app is available on both Android and iOS platforms. It is quite easy to download the YONO app of the State Bank of India. Simply go to the Play Store if you’re an Android user or the App Store for iOS users, and look for the SBI YONO net banking app. As soon as you obtain it, download and set it up for smooth functioning. Details are given below.
For Android Users:
- Open Google Play Store.
- Search for “YONO SBI”.
- Click Install.
For iOS Users:
- Open Apple App Store.
- Search for “YONO SBI”.
- Tap Download.
Once downloaded, follow the registration steps mentioned earlier.
How to Register on YONO SBI?
Step-by-Step Guide to YONO SBI Registration
To start using YONO SBI, you need to register. Follow these simple steps:
Step 1: Download the YONO SBI App
Before registration, you need to download the app. We’ll cover this in detail in the previous section.
Step 2: Registration
- After Installation click on the app icon to open it. You will see a question: “Do you permit YONO SBI to access the location of this device?” Press ‘Allow’. Select the “Register Now” button.
- A question will appear: “Allow YONO SBI to make and manage phone calls?”
- Choose the SIM that you wish to use (it must be your registered mobile number) and tap ‘Next’.
- A question will appear, asking, “Do you permit YONO SBI to send and view SMS messages?”.
- Press ‘Allow’. The application will confirm your information. Input your online banking details.
- You can register for YONO SBI in two ways – Using SBI Internet Banking Credentials & SBI Debit Card Details
- Input the OTP dispatched to your phone and press “Next.”
- Tick the box that states, “I acknowledge and accept the Terms and Conditions for using MPIN.” Click on ‘Next’
Once verified, you can log in and enjoy seamless digital banking.
How to Login to YONO SBI?
Logging in for the First Time
- Open the YONO SBI app.
- Enter your User ID and Password (or MPIN if set up).
- Click Login.
- Verify with OTP (if prompted).
Using MPIN for Quick Login
- Simply enter your 6-digit MPIN, and you’re in!
You can reach the YONO SBI net banking functions from the dashboard of the YONO app. Once you log in using your credentials, you can invest, make deposits, shop online, and much more.
YONO SBI Features & Benefits
1. Banking On-the-Go
- Check account balances
- View mini statements
- Transfer funds instantly
2. Loan and Investment Services
- Apply for loans
- Invest in mutual funds
- Buy insurance policies
3. Online Shopping & Discounts
- Exclusive deals on shopping, travel, and entertainment
- Compare products and get the best prices
4. 24/7 Customer Support
- Reach out to SBI’s customer support anytime for assistance
YONO SBI Customer Care Number
For any queries or assistance, you can contact YONO SBI customer care through the following numbers:
Toll-Free Numbers:
- 1800 1234 (General Inquiries)
- 1800 2100 (Loans and Credit Cards)
- 1800 425 3800 (YONO SBI Support)
- 1800 112 211 (Blocked ATM Card)
Email Support:
You can also email your concerns to customercare@sbi.co.in.
Common YONO SBI Issues & Fixes
1. Unable to Log In?
- Ensure you have a stable internet connection.
- Reset your MPIN if forgotten.
2. App Not Working?
- Clear app cache or reinstall the app.
3. OTP Not Received?
- Check if your mobile number is registered with SBI.
- Wait a few minutes or request a resend.
Final Thoughts
YONO SBI is a game-changer for digital banking. Whether you want to transfer money, apply for a loan, or shop online, everything is at your fingertips. With its user-friendly interface, advanced security, and 24/7 support, managing your finances has never been easier. So why wait? Download YONO SBI today and enjoy hassle-free banking!
Frequently Asked Questions (FAQs)
1. Is YONO SBI safe to use?
Yes, YONO SBI is highly secure with multi-layer encryption, OTP verification, and MPIN authentication.
2. Can I use YONO SBI without an SBI account?
No, you need an SBI account to register and use YONO SBI.
3. How do I reset my YONO SBI password?
Click on ‘Forgot Password’ on the login page and follow the instructions.
4. Can I register on YONO SBI without a debit card?
Yes, if you have SBI internet banking, you can register using your User ID and Password.
5. What should I do if my YONO SBI app is not working?
Try clearing the cache, updating the app, or reinstalling it.
6. How can I check my SBI account balance on YONO?
Simply log in and check your balance on the home screen.
7. Can I use YONO SBI abroad?
Yes, YONO SBI works internationally if your mobile number is linked and active.
8. Is there a fee for using YONO SBI?
No, YONO SBI is free to use. However, standard banking charges may apply for specific transactions.
9. What is the daily transaction limit on YONO SBI?
The daily limit varies based on account type, ranging from ₹25,000 to ₹2 Lakhs.
10. Can I apply for an SBI credit card through YONO SBI?
Yes, you can apply for a credit card directly via the app.
